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What you need to know:

Dermatology is a problem-oriented specialty. Many carriers, including Medicare, don’t permit dermatologists to perform preventive visits or wellness exams, even if it’s for a screening for malignant skin lesions/moles. Preventive visits are typically performed by broader specialists like Family Practitioners, OBGYN’s, and Internal Medicine specialists. For example, a family practitioner may perform a general full-body exam as part of a series of other checks during an annual physical, and then coordinate further testing or appointments with specialists for problems discovered during this “preventive visit”.

There has been a very slight increase of commercial insurance plans allowing screenings by dermatologists; however, this varies from plan to plan.

To determine whether or not your insurance covers preventive skin exams with no patient cost sharing, please refer to your plan benefits or call the member services number on the back of your insurance card prior to your visit.